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	<title>Comments on: VA Home Loans: The Energy Efficient Mortgage (EEM) program</title>
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	<description>Military Veterans and Foreign Affairs Journal - VA - Veterans Administration</description>
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		<title>By: mike</title>
		<link>http://www.veteranstoday.com/2008/07/07/va-home-loans-the-energy-efficient-mortgage-eem-program/comment-page-1/#comment-55762</link>
		<dc:creator>mike</dc:creator>
		<pubDate>Wed, 21 Apr 2010 16:29:27 +0000</pubDate>
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		<description>I need a new HVAC system in my home which I was lucky to get through the VA. The Energy Efficient Mortgage(EEM)program does nothing for me. Here in Florida 60% of all mortgages are under water and I took a 30% cut in pay just to keep my job. So needless to say no bank or mortgage company is going to refinance. I make too much money($26000/year)to qaulify for the local weatherization program, I have a COOP utility provider that has no energy effiency improvement programs, Obames tax credit only covers the most expensive HVAC systems, and my state will only help me buy a window unit but not a complete heat pump system. 
Thank you VA for helping me get my home. Now I need your help to keep it. Where are you?</description>
		<content:encoded><![CDATA[<p>I need a new HVAC system in my home which I was lucky to get through the VA. The Energy Efficient Mortgage(EEM)program does nothing for me. Here in Florida 60% of all mortgages are under water and I took a 30% cut in pay just to keep my job. So needless to say no bank or mortgage company is going to refinance. I make too much money($26000/year)to qaulify for the local weatherization program, I have a COOP utility provider that has no energy effiency improvement programs, Obames tax credit only covers the most expensive HVAC systems, and my state will only help me buy a window unit but not a complete heat pump system.<br />
Thank you VA for helping me get my home. Now I need your help to keep it. Where are you?</p>
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