Stewart is editor at and

Stewart grew up on his family's farm located in NE Ohio's Summit County. In the middle of his last high-school year he asked his parents to give their permission for him to enroll, as a 17 year-old minor, in the US Naval Air Reserves "weekend warrior" O-2 training program at the Akron, Ohio Naval Air Station.

He graduated near the top of Hudson Township's 1951 class of forty-seven students. After spending part of that summer on active training duty, he commuted from home to Kent State University and to NAS Akron. The following summer his Navy Squadron flew an east coast logistical air wing based at Norfolk, VA Naval Air Station. He has fond memories of flying at 17 - 20 years of age in these Navy propeller-driven airplanes: PBY, SNJ, SNB, TBM, and R4D.

The Navy enabled him to transfer to Ohio State University and occupied his time again throughout the following summer. By December of 1955, at which time he earned his Bachelor of Science degree, the war in Korea had ended. More importantly for him, education and developing personal convictions precluded him from pursuing a military career.

He went to work within a few days of graduation, with a "Q" Security Clearance from the Atomic Energy Commission, in a laboratory at Battelle Memorial Institute, within walking distance of the college. An avid reader, by 1960 he no longer considered an academic or military career, nor a lifetime spent working in the confines of a laboratory. He took a job in Ohio with Lever Brothers Company, a large consumer products marketing firm that offered a two-year in-field sales-training program. After the two years he was promoted and transferred to New York City where he eventually participated in the introduction of new products.

He resigned from Lever after six years to triple his income, switching from marketing consumer products to industrial sales. By 1968 he had become one of the nation's top producing truck-body salesmen, selling to major truck-rental companies. After learning the techniques of successful distributor marketing, he moved on to become regional sales manager of a company for a couple of years and then the general sales manager of a division of a publicly traded company. He drove the business into a profitable position within his first full quarter's accounting period.

In 1976 he decided to go into business for himself and to return to his mid-western roots. In the course of a year he built an early Century-21 real estate franchise into the SE Ohio region's leading office in all areas: recruiting, listings, sales, and profit. Bored with that business, he began to study the way that personal financial products were marketed, especially "savings-type" or "money-back" life-insurance. These were financial contracts that he could never fully comprehend.

After sending away for The Consumers Union Guide to Life Insurance and reading it carefully, it became obvious to him that accurate information was needed from other than the industry's trained salesmen and their clever General Agents.

He then studied several books on the subject, including Norman F. Dacey's What's Wrong with Your Life Insurance, G. Scott Reynolds' The Mortality Merchants, the classic chapter #13 on life-insurance in Venita Van Caspel's Money Dynamics, and Randal A. Hendricks definitive study, "A Legal Analysis of the Sale of Life Insurance", [The Houston Law Review 810 (1969)].

He decided to recruit and train a marketing organization that would accurately inform consumers, enabling them to make financial decisions in the interest of their families rather than in those of already financially bloated life-insurance companies.

He met and joined forces with a couple of older highly successful and experienced sales executives, the men who introduced the marketing of mutual funds to the American public. Together, over the next several years, he worked with the progressive insurance companies for which they designed products his own company marketed.

In 1980 he wrote and self-published Financial Recovery. Advertised in full-page ads in "Life Insurance Selling" magazine, where it received a favorable review, thousands of copies were bought by individual agents and agencies across America where it helped to create substantial industry changes.

From 1980 to 1985 he built, owned, and managed a company that became one of the top volume diversified brokerage agencies in America, marketing selected financial products nationally, including tax-deferred single-premium annuities before the tax-law was changed from FIFO to LIFO effective Aug. 14, 1982, and selling attractive unregistered tax-sheltered investments before the IRS eliminated them with TEFRA. Before the personal computer age, he struggled to learn how to program the TI-59 in order to provide responsible agents throughout the country a means of calculating and presenting replicable and accountable financial product analyses for their clients at the point of sale.

He made the stupid mistake by entering politics. A couple of friends and Stewart picked a slate of state-wide candidates after helping the new Libertarian Party gain Ohio ballot access. He ran for the Ohio Senate, campaigning on rejection of the state income tax, repeal of the federal income tax, and audit of the Federal Reserve System. He put a sign on the back of his motorcycle's seat that read, "Stop the Federal Income Tax". It got a lot of approving honks. In retrospect, he realizes how politically naive he was at the time. He did relatively well at the polls but unexpectedly generated personally destructive and formidable enemies.

His brilliant younger brother Bob, a PhD geologist living in Florida, had for years been encouraging him to move south. In January 1986, during a particularly cold Ohio winter, he relocated to Sarasota, Florida, a community which he loves today as much as he did the first day he found it. He hopes to live peacefully there to age 100 among interesting neighbors. He is best contacted as Stewart in

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Treadmill is Not a Rat Race

by Stewart Ogilbyhuman-hamster-wheel


The structure of our planned modern world requires persons to achieve some level of financial security for themselves and their families. We must all play the money game just to survive, win, lose, or draw. Time and health, not social status and image, are among the most valuable assets in our own lives.

Family farms and emotional security in extended families are in the past. The single income family is also in the past. Huge college debts are now the norm. The very homes of working Americans are now falling to the bankers. These changes are neither the result of natural causes, nor accidental.

Huge financial rewards in this game accrue to bankers. We have all been cleverly propagandized to participate. If foul language offends you, do not watch this video in which the great George Carlin lampoons The American Dream.

The masters of our money game realize that to maintain profitability they must instill fear through televised propaganda. Myths and clever narratives (lies) for at least a full century have reinforced their demands for profitable wars.

The rules of the money game are designed by those who manage and control our currency. Propaganda, designed to encourage Americans toward social status and image, is no longer sufficient to power their treadmill. Economic hardship, programmed through taxation, currency inflation, and perpetual war, is now required.

Those whose ambition and genius created mankind’s modern world through trade and currency passed levers of social control and power to their descendants that are far greater than originally intended. Their present generation, blinded by greed and obviously impervious to incarceration for financial fraud, is succeeding in financially and culturally destroying our country’s middle class, the peacetime gyroscope of our nation.

Frugality, saving, personal and environmental conservation, responsibility, charity, and love must replace spending, wasting, and overly aggressive egotism. Above all, wars, gratuitous bombing, and those profiting from these murderous policies must be replaced. Are we reaching the point of understanding that our country’s economy must be redesigned?

The money game’s treadmill is spinning faster and faster. Our stress is soaring. There is a way to get off a treadmill. You shrug and step off.


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Posted by on October 5, 2013, With 1162 Reads Filed under Economy & Business. You can follow any responses to this entry through the RSS 2.0. You can skip to the end and leave a response. Pinging is currently not allowed.

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One Response to "Treadmill is Not a Rat Race"

  1. jglassel.  October 5, 2013 at 7:01 am

    In a sense, we created what now enslaves us. We can’t go back to the farm, or can we?

    The “predictive programming” of the original Star Trek series never ceases to amaze.

    When Spock, after first commenting about complete stoppage of evolution on Organia, leaves with the understanding, that the Organians are more evolutionarily removed from us, than we are above the ameba.

    We are the Organians, we just don’t know it, yet.

    Blinded by false religion and a false history, we cannot know the path to chose.

    We have no one to trust, other than our inner self. There you will find the Christ, not Jesus, not a Jew on a Stick but the Spirit within.

    This is science, not religion. Susskind and Nag Hammadi.

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