Stephen Lendman is a writer, syndicated columnist, activist, News TV personality, and radio show host. He currently writes for and and hosts, since 2007, a progressive radio show at The Progressive Radio News Hour on The Progressive Radio Network.

Stephen Lendman was born in 1934 in Boston, MA, raised in a modest middle income family, attended public schools, received a Harvard BA in 1956 and a Wharton MBA in 1960. After six years as a marketing research analyst, Lendman became part of a new small family business in 1967, remaining there until retiring in 1999.

Since then, he has devoted his time to progressive causes, extensive reading, and since summer 2005 writing on vital world and national topics, including war and peace, American imperialism, corporate dominance, political persecutions, and a range of other social, economic and political issues.

He is also author of the celebrated books "Banker Occupation: Waging Financial War on Humanity" and "How Wall Street Fleeces America: Privatized Banking, Government Collusion and Class War".

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Obamacare Designed as a Scam

by Stephen LendmanObamaCare_-_Dr_Obama


MIT Professor Jonathan Gruber heads the National Bureau of Economic Research Health Care Program.

He’s an associate editor of the Journal of Public Economics and Journal of Health Economics.

Involved in creating healthcare policy. A key 2006 Massachusetts Romneycare architect.

Serving in a similar Obamacare capacity. The 2010 Patient Protection and Affordable Care Act (ACA). For HHS and congressional democrats.

A willfully designed scam. A rationing scheme boon to predatory providers.

Enriching insurers, drug companies and large hospital chains. At the expense of universal affordable coverage.

Market-based for maximum profits. Letting providers escalate prices. Regulatory light. Loopholes let profiteers game the system.

Benefitting at the expense of ripped-off consumers. Leaving millions uninsured. Most others way underinsured.

A healthcare disaster. Unaffordable for most people. Providing inadequate protection.

Forcing millions to pay 40% or more out-of-pocket. For co-pays and deductibles. On top of costly premiums. Rising annually.

Double the cost of other developed countries. During protracted Main Street Depression conditions.

Eroding safety net protections. Leaving tens of millions of Americans unemployed. Millions more underemployed. Living from paycheck to paycheck.

One missed one away from homelessness, hunger and despair. Forcing most households into bare bones coverage.

Leaving them woefully uninsured or underinsured against catastrophic illnesses. Profit matters more than people.

Healthcare is a fundamental human right. Obamacare commodifies it more than ever. A huge provider giveaway.

Shifting costs unfairly to consumers. Designed this way. Social injustice writ large. Obama wants social safety net protections eliminated.

In lockstep with congressional bipartisan complicity. Leaving ordinary people on their own sink or swim.

Depriving them of affordable healthcare coverage. When most needed. A crime against humanity and then some.

On November 9, the conservative Heritage Foundation-controlled digital news web site Daily Signal headlined “Caught on Camera: Obamacare Architect Admits Deceiving Americans to Pass Law.”

Two videos surfaced. One in 2012. On so-called health insurance exchanges. Where consumers sign up for coverage. Get subsidies if qualify.

“In the law, it says if the states don’t provide them, the federal backstop will,” said Gruber.

“The federal government has been sort of slow in putting out its backstop. I think partly because they want to sort of squeeze the states to do it.”

“I think what’s important to remember politically about this is if you’re a state and you don’t set up an Exchange, that means your citizens don’t get their tax credits.”

“But your citizens still pay the taxes that support this bill. So you’re essentially saying to your citizens, you’re going to pay all the taxes to help all the other states in the country.”

“I hope that’s a blatant enough political reality that states will get their act together and realize there are billions of dollars at stake here in setting up these Exchanges, and that they’ll do it.”

“But you know, once again, the politics can get ugly around this.”hireveterans

Gruber commented in a second October 2013 video. Calling “(l)ack of transparency” in designing Obamacare “a huge political advantage.”

“And basically, call it the stupidity of the American voter or whatever, but basically that was really, really critical for the thing to pass.”

“We had to lie to” do it, he said. Truth and full disclosure would have exposed the scam. Enactment couldn’t happen politically.

“You just literally (couldn’t) do it…Transparent financing? Transparent spending?”

“(T)his bill was written in a tortured way to make sure CBO (Congressional Budget Office) did not score the mandate as taxes.”

If so, “the bill dies…So it’s written to” be willfully deceptive. Confusing. Opaque. Hiding its real purpose from public view.

Claiming individual mandate policy forcing consumers to buy coverage or be penalized wasn’t a tax.

Suppressing information about younger, healthier consumers forced to pay more for coverage. Through higher premiums, deductibles and co-pays.

To cover costs for older more vulnerable to illness Americans. A ripoff by any standard.

According to Gruber:

“In terms of risk-rated subsidies, if you had a law which said healthy people are gonna pay in – if you made it explicit that healthy people are going to pay in and sick people get money, it would not have passed.”

Transparency would have killed it. Big Lies assured passage. A monster scam. Making a dysfunctional system worse.

Obama lied claiming Americans “will be empowered to make choices about their own lives and livelihood.”

An “opportunity to pursue their dreams.” Promises Obama made were broken.

“If you like your health care plan,” you can keep it, “period.”

Millions of Americans lost theirs.

“If you like your doctor, you will be able to keep your doctor, period.”

Doing so requires millions of Americans paying extra.

“(W)e’ll lower premiums by up to $2,500 for a typical family per year.”

They’re significantly higher for most households. Increasingly unaffordable.

Up to “90% of Americans (with) health insurance (get) stronger, better and more secure (coverage than) before…They don’t have to worry about anything else.”

Onerous mandates are imposed on individuals with employer-provided coverage.

“(N)o family making less than $250,000 a year will see any form of tax increase.”

Obamacare mandates 18 tax hikes, fees and penalties. Middle income households are heavily impacted.

Obama said he wouldn’t sign any plan “add(ing) one dime to our deficits – either now or in the future.”

The Government Accountability Office (GAO) estimates  Obamacare costs will “increase the primary deficit (annually) by 0.7 percent of gross domestic spending.”

Elements “reduc(ing) costs for families, businesses, and government (are) in this bill.”

Higher insurance premiums and other increased costs assure higher spending, not less.

“I will protect Medicare,” Obama promised.

Obamacare cuts its spending. Mandated $700 billion + 2013 – 2022 decreases. Future ones planned.

Over the next decade or sooner, radically transforming Medicare. Obama wants it privatized. Handed to Wall Street en route to eliminating it altogether.

The same for Social Security. Downsizing Medicaid ahead. Leaving America’s most vulnerable increasingly on their own. Especially when help most needed.

Obama lied promising a public option. Saying he’d “sign a universal health care bill into law by the end of (his) first term as president that will cover every American.”

Millions remain uninsured. Millions more woefully underinsured. No public option. One never intended. Providers enriched at the expense of proper healthcare matters most.

“(T)his law means more choice, more competition, and lower costs for millions of Americans,” said Obama

ACA is polar opposite. Compromising a fundamental human right. Bartering human life and welfare for profit.

Marketplace medicine fails when most needed. For most people unable to afford proper coverage.

Predatory healthcare giants reduce competition. Consolidate for greater control. In most US counties, consumers have either one or two insurer choices.

Escalating costs. Americans deserve much better than they’re getting.

Universal single payer advocates hope their day will come. Medicare for all alone works.

ABOUT THE AUTHOR: Stephen Lendman lives in Chicago. He can be reached at [email protected] His new book as editor and contributor is titled “Flashpoint in Ukraine: US Drive for Hegemony Risks WW III.” Visit his blog site. Listen to cutting-edge discussions with distinguished guests on the Progressive Radio News Hour on the Progressive Radio Network. It airs three times weekly: live on Sundays at 1PM Central time plus two prerecorded archived programs.


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Posted by on November 12, 2014, With 3241 Reads Filed under Government & Politics. You can follow any responses to this entry through the RSS 2.0. You can skip to the end and leave a response. Pinging is currently not allowed.

25 Responses to "Obamacare Designed as a Scam"

  1. jmreeves  November 22, 2014 at 2:32 pm

    Romneycare (or what you choose to call it, it was beta’d in Massachusetts )
    is a Control Grid.
    It pretends to be about your welfare.
    It is Not.
    It is part (an important part) of a cradle to grave tracking system envisioned for us.
    Just like on a cattle ranch.
    This intrudes into your private affairs, punishes you (behavior modification),
    takes your money for services ideally not rendered, ‘services’ which are operated
    by insurance companies and medical lobbies which are in the pocket
    of the people who have sworn to kill as many of us (while reliving us of our estate) as possible.
    Big Pharma is not the extent of the scope of medicine, it just took it over!
    Giving advice is Not a Natural Monopoly, it is a privilege, speciously assigned by a corrupt government.
    And now they get your money whether you need them or not
    (money you then don’t have available for better solutions).
    And the research grants are given to reinforce (not breach) this state of affairs.
    This program seeks to enforce compliance with arbitrary directives (at your expense).
    This includes your ‘mental health’, and that of your children if any.
    It pretends to ‘insure’ things which are recurring expected expenses.
    It is a Fraud.
    It is Dangerous.
    It was built for cradle to grave tracking.
    It was put in place to control you (at your expense, in many ways).


  2. 60sstreetpunk  November 14, 2014 at 6:12 pm

    Great comments section in addition to the article- I learn some practical stuff.

  3. gintarasgircys  November 13, 2014 at 1:38 pm

    Mr. Lendman, you are missing the bigger picture and the real issue. The medical industry kills about 300,000 patients yearly by their own admission. Another 1-2 million are injured. This is what you get when you have a medical industry that focuses on treating symptoms rather the causes and effects. You do not have high blood pressure because your body isn’t making enough Lozol, get it?

  4. captain obvious  November 13, 2014 at 9:25 am

    I guess we now know why the IRS got all those sawed off shotguns..

  5. Dan  November 12, 2014 at 5:58 pm

    Everyone talking about Obama as if he were in charge is discouraging. He’s an imposter, a mere actor with no more influence over policy than the WH chef or butler, positioned in the WH as grinning mockery of the American people. The real perps like Gruber go unnoticed until some videos surface showing what the people writing O’s scripts really think about the American people. The very idea a congress that will acquiesce in amnesty, ensuring those Americans most in need of a job will never find one for the rest of their lives, that this congress gives a damn about medical care for our citizens is a joke. In fact, we have no representation whatsoever in Washington, only a collection of second-rate actors whose preference for lying marks them as dangerous psychopaths.

    • wolf  November 12, 2014 at 7:41 pm

      You are correctamundo Dan. He is Stepin Fetchit for his CFR puppetmasters. Nothing more.

  6. Charlotte NC Bill  November 12, 2014 at 5:31 pm

    The hypocrisy of the Republicans. With the Affordable Healthcare Act their various constituencies ( big ins. big pharma, etc. ) all win big. And the AHA also gives them a hammer to hit Oblunder over the head with.

  7. Sami Jamil Jadallah  November 12, 2014 at 1:47 pm

    Stephen. If the Obamacare is a rip of for the consumers enriching the rich, the providers, the hospital chains etc. and is not free, then why Republicans are against it?

    • Chandler  November 12, 2014 at 3:13 pm

      Not Democrat, or Republican issue. In my opinion this Oblundercare is a devise from that “hidden” entity that seeks to destroy the middle class. They must keep the taxpayers who can pay more strapped since they must have the abolishment of the middle class.
      How can they so quickly respond so immediately, so effectively,and so appropriately to save the corporations, but strap this boondoggle on the taxpayers under such false pretenses and facts?
      Why save the corporations then turn and let the middle class who helped elect you fall deeper into the poor house with the possibility of fines if you don’t take part in it? When did this country acquire this mentality? If I cannot afford it, it may be because Clinton let all the jobs go overseas. Insurance is too expensive anyway, but any person of integrity would never force people into this financial quagmire. You asked Stephen I know, but this is a horrendous act as president. Oblunder thinks he is protecting the corporations, the hospital corporations first and foremost.

    • NattiJeff  November 15, 2014 at 12:20 pm

      What is the end game? The costs are strangling many of us. You can;t just get a simple procedure for a cash price. There has to be a bigger reason as to why this is being crammed up our rears. I read many of your post and value your opinion Chandler

  8. LovepeaceJoy  November 12, 2014 at 12:21 pm

    My viewpoint is the ACA is the best our worthless bought & paid for Congress could get passed! Big pharma, AMA, insurance industry calls the shots and they are one of many cabals I want to see brought down. We have a health care system based on illness and disease.

    As for Obama, he could find a cure for cancer as well as global warming with the lunatic right fringe still yelling for his impeachment 🙁

    • captain obvious  November 13, 2014 at 9:29 am

      his first act sealing all his personal records so we dont get to know who he really IS,
      then he appointed multiple felon hillary as secretary of state, but you’re ok with that and people who arent are just lunatics.. isnt that speshel..

  9. Chandler  November 12, 2014 at 9:29 am

    To all who reads here; If we impeached Nixon for lying, and Clinton for lying, then why can we not impeach this man for lying to establish a costly taxpayer funded program? They are being so blatant about their lies, as if flaunting it in our faces. Where is our backbone? This is a major exposure of the lack of integrity of this administration. To stand before us and knowingly and intentionally lie to us is a pre-meditated traitorous act that is harming a vast amount of legal citizens who deserve better in many ways. Don’t let this pass by into oblivion. Pay attention to this. They are becoming more and more outward with their belligerence towards our downfall. 26 years of deception has suddenly reared it is ugly head when these lies and betrayal were casually exposed. Where is our backbone? Thank you Mr. Lendman! May we awaken very soon. This was done with intent to deceive.

  10. Foci  November 12, 2014 at 8:47 am

    … part about this scam is the bail outs are already in place for the insurance companies when Obamacare finally grenades. They wrote the (taxpayer funded) bail outs into the law.

    • Chandler  November 12, 2014 at 9:19 am

      It can all be reversed if We the People… demand it! There is no reason why it cannot. If this Republican congress has any “balls,” it will step up and reverse this damage. (Apologies to the female set just elected. “Balls” is not meant literally, just figuratively.) I hope you know what I mean. Let your voice be heard. We the people… have the power if we just would awaken and use it! I have confidence they will reverse all this. Be a mess for a while, but not as much of one that we’ve already experienced. Whaht a joke this man is to do us this way. Read mary below.

    • Lasher  November 14, 2014 at 12:55 pm

      Well, you could have said “integrity” or “courage.”

  11. wolf  November 12, 2014 at 8:39 am

    “Lack of transparency is a huge political advantage, and basically, call it the stupidity of the American voter or whatever, but basically that was really, really critical for the thing to pass.”

    –Jonathan Gruber, who was paid four hundred grand for his part in designing ObongoCare

    ****https //

    • Chandler  November 12, 2014 at 9:20 am

      I don’t think this is “faithfully” executing the office of the president. Do you?

  12. mary  November 12, 2014 at 8:39 am

    this “fraud” is one of the worst against the American people, of the many. I’ll give you my story. I lost my job after 17 years with uhc, that is United Health Care, due to my age, my salary and the jobs going to the east of the world. When I was getting unemployment, My monthly pay for obamacare was around 253.00 a month, which I thought not the best, but affordable. Then when my unemployment was finished, and my only money was widows ss , my obomacare insurance per month became 700.00 dollars with a 9000.00 deductible for everything except routine benefit’s. when I called to see why such an increase when my salary went down, it took me a while to “get it” but it increased because with non taxable widows ss their is nothing to tax for a subsidy so I had to pay more..needless to say I cannot pay 700 a month, and with a 9000. deductible, what is the point? I am furious that congress gets all that money and a excellent healthcare plan, at no cost to them, and people get this screwed by the government. It was all designed for monies to the already over wealthy health insurance companies and drug companies, and again the American people just “take it”

    • Chandler  November 12, 2014 at 9:13 am

      There are many like you mary, which does not and will not ease your life’s discomfort. Demand impeachment proceedings by calling and writing your representatives in Washington D.C. may not do any good, and may make it worse. We Americans have been betrayed by 26 years of bogus presidents saying one thing in public but doping another behind the scene. You have one life to live and in this land where the pursuit of happiness has been smothered by those supposedly taking an income to make it better for its legal citizens, they have made a mess of it to the point of destroying all the good this nation offers. The time has come to strike back. I am sorry for your situation. Truly sorry mary. We have enough money to take care of our people just like you. No more Bush’s. No more Clinton’s. Elect Daffy Duck before any of the past chameleons! You are in my thoughts mary each and every day.

    • mary  November 12, 2014 at 9:36 am

      how very kind of you Chandler, thank you. I would love to impeach, the entire Washington dc. and that pathetic Jonathon Gruber, to think he got that much money for “designing” it..the hardest to take is the American citizen like him, taking that much money for cheating his fellow humans.. I have not voted for a while, I cannot when it all is such a farce.. they know they have our backs to the wall, I can only hope that somehow these people, will someday feel what they have inflicted on others…in the meantime, I appreciate people like you and all the good people out there..

    • Chandler  November 12, 2014 at 10:43 am

      They have sharpened their expertise at these hoaxes. Now we discover they hoaxed us on this Oblundercare law. I am doing more than just blog here. I am making calls and going to write some letters. I am only one, but that is how anything gest started. Now is the time. Throughout it all, I will keep you in my thoughts and prayers mary. This has really bothered me like I hope it has bothered many patriotic Americans. I am not so sure who exactly this president thinks he is, but he is not the messiah,. I believe very few people look up to him for much of anything. What a pathetic human being. He has tarnished the presidency, and OUR White House. I just want him out for someone who won’t lie so blatantly and forthrightly! Best wishes mary…

  13. Chandler  November 12, 2014 at 8:37 am

    Oblundercare IS a lie. It was established on a lie, and thus, will remain a lie forever. THE PUBLIC HAS BEEN HOODWINKED by this traitorous president, and he should be impeached!!
    I know something was very odd when Nancy Pelosi said something like, ya’ gotta pass it top know what’s in it! There was something very strange about that moment. But it was not just Oblunder. It was democratically controlled congress, ands I am sure some Republicans.
    Now we find out it would not have been passed if the truth was known. So it is a BOGUS program that was adopted by flim-flamming the taxpayers!
    SO, LET’S IMPEACH OBLUNDER!!! All the lies, all the betrayals, all the deceptions, and all the behind the scenes tomfoolery that this one single man and his toxic minions in Washington D.C. has done to undermine this country, IMPEACHMENT should be our next step. He has lost his credibility with the taxpayers of this nation and the time has come for “We the People…” to take action and discard him and his administration. Foolish? Maybe. But the power to do so is in our hands should we so choose. We have been lied to and laughed at many times.

    • Chandler  November 12, 2014 at 9:05 am

      Now this one article informing us about how this Oblundercare was sold and passed by congress so it could become law, on top of knowing what we already knew about the inability to keep our own doctors, 99% of us should be up-in-arms about this lying man in the White House. He does not care about us, this nation or its traditions, or its culture and future. He prefers to cripple us, and has succeeded. America is on its last leg and We the People.. need to begin standing up for America, and focus in on the real domestic threat to this nation! Veterans need to speak up! Senators, representatives, congressional people, insiders, black or white, true blue Americans patriots need to take action and begin demanding impeachment of this president. Forget the celebrations and memorials; caress the whistleblowers, and those willing to stand up for this nation. Is his service to us, truly faithfully executing his office? Or does he misunderstand the definition of the word “execute?”

    • Chandler  November 13, 2014 at 7:31 pm

      This man is a mystery. They’ve sealed his past. protecting him no differently than the other traitors. All this security would’ve been nice for JFK, at least I think so anyway. Even hisn wife told everyone his native home is Kenya. Doctored photos, vague history on his mother Ann Dunham. A very odd life this women led. Saul Alinsky had a lot to do with Oblunder’s formative years. Today, if you play ball with them they provide air-tight protection u8nolike they did for JFK.

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