Uniform Residential Loan Application

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Uniform Residential Application 1003

This application is designed to be completed by the applicant(s). Fill it out completely then click on the Submit button at the bottom. We will receive your application and will process within 48 business hours.

Applicants should complete this form as "Borrower" or "Co-Borrower" as applicable. Co-Borrower information must also be provided (and the appropriate box checked) when the income or assets of a person other than the "Borrower" (including the Borrower's spouse) will be used as a basis for loan qualification or the income or assets of the Borrower's spouse will not be used as a basis for loan qualification, but his or her liabilities must be considered because the Borrower resides in a community property state, the security property is located in a community property state, or the Borrower is relying on other property located in a community property state as a basis for repayment of the loan.

If you have any questions, please email us at valoans@veteranstoday.com or call 1 (619) 819-9360

I. Loan Amount

II. Property Information & Purpose of Loan

Subject Property Street Address		City	State	Zip Code	No. of Units
Purpose of Loan	If other explain:				Year Built

IV. Employment Information
Borrower		Co-Borrower
Name and Address of Employer Self Employed Name of Employer Address of Employer	Yrs. on this job	Name and Address of Employer Self Employed Name of Employer Address of Employer	Yrs. on this job
Yrs. employed in this line of work/profession		Yrs. employed in this line of work/profession
Position/Title/Type of Business	Business Phone (incl. area code)	Position/Title/Type of Business	Business Phone (incl. area code)

V. Monthly Income and Combined Housing Expense Information
Gross Monthly Income	Borrower	Co-Borrower	Total	Combined Monthly Housing Expense	Present	Proposed
Base Empl. Income				Rent
Overtime				First Mortgage (P&I)
Bonuses				Other Financing (P&I)
Commissions				Hazard Insurance
Dividends/Interest				Real Estate Taxes
Net Rental Income				Mortgage Insurance
Other (before complete, see the notice in "describe other income", below)				Homeowner Assn. Dues
Total				Total
*Self Employed Borrower(s) may be required to provide additional documentation such as tax returns and financial statements. Describe Other Income Notice: Alimony, child support, or separate maintenance income need not be revealed if the Borrower(B) or Co-Borrower(C) does not choose to have it considered for repaying this loan.

B/C	Describe Other Income Notice: Alimony, child support, or separate maintenance income need not be revealed if the Borrower(B) or Co-Borrower(C) does not choose to have it considered for repaying this loan.	Monthly Amount
1.
2.
3.

VI. Assets & Liabilities
Description	Cash or Market Value
Cash deposit toward purchase held by:
List checking and savings accounts below
Name & Address of Bank, S&L, or Credit Union	Acct. no.
Name & Address of Bank, S&L, or Credit Union	Acct. no.
Name & Address of Bank, S&L, or Credit Union	Acct. no.
Name & Address of Bank, S&L, or Credit Union	Acct. no.
Stocks & Bonds (Company name/ number & description)	Acct. no.
Life insurance net cash value	Face amount

Subtotal Liquid Assets
Real Estate Owned (enter market value from schedule or real estate owned)
Vested interest in retirement fund
Net worth of business(s) owned (attach financial statement)
Automobiles owned (make and year)
Other Assets (itemize)
Total Assets

VIII. Declarations
If you answer "yes" to any questions A through I, please explain in Comments Box Below	Borrower	Co-Borrower
a. Are there any outstanding judgments against you?
b. Have you been declared bankruptcy within the past 7 years?
c. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
d. Are you a party to a lawsuit?
e. Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment? (This would include such loans as home mortgage loans, SBA loans, home improvement loans, educational loans, manufactured (mobile) home loans, any mortgage, financial obligation, bond, or loan guarantee. If "Yes," provide details, including date, name and address of Lender, FHA or VA case number, if any, and reasons for the action .)
f. Are you presently delinquent or in default on any federal debt or any other loan, mortgage, financial obligation bond, or loan guarantee? If "Yes," give details as described in the preceding question.
g. Are you obligated to pay alimony, child support, or separate maintenance?
h. Is any part of the down payment borrowed?
i. Are you a co-maker or endorser on a note?
j. Are you a U.S. citizen?
k. Are you a permanent resident alien?
l. Do you intend to occupy the property as your primary residence? If "Yes," complete question m below
m. Have you had an ownership interest in a property in the last 3 years?
(1) What type of property did you own-principal residence (PR), second home (SH), or investment property (IP)?
(2) How did you hold title to the home? Solely by yourself (S), jointly with your spouse (SP), or jointly with another person (O)?