Your premier federal government employee and veteran shopping program

Shopping online

Employees and veterans can skip unnecessary credit card fees by using the federal government shopping program powered by PayCheck Direct®. It allows them to buy what they want and need today and make interest-free payments over 12 months.

It’s a benefit designed to give employees and veterans an advantage in a world built around credit cards. For example, if someone is looking to upgrade home furnishings, PayCheck Direct has a wide selection. From fashionable sofas, tables and living room sets to a variety of formal to comfortable tables and chairs for the dining room. Bedroom sets abound and if it’s time to retire that old mattress, PayCheck Direct has the top name brands.

Unlike other buying options, with PayCheck Direct, federal government employees and veterans enjoy:

  • Paying no interest
  • Low convenient payments
  • Paying no fees
  • No credit checks
  • Thousands of name-brand items

This shopping program provides manageable and affordable buying assistance for planned and unplanned purchases. From the fun of a new laptop or living room set to the comfort and convenience of a new bed, all the necessities are available up to each person’s purchase limit. Purchase limits are based on individual federal government employee or veteran income, so budgets stay on target.

Shop online 24/7 at or place orders by calling PayCheck Direct Customer Service at 866-441-9160, Monday through Friday from 8 a.m. to 8 p.m. CT. Each time an order is placed, the PayCheck Direct systems automatically confirm that the purchaser meets all eligibility requirements (age, income, tenure and employment status) as well as purchase limit.

Start shopping the PayCheck Direct program today. It’s easy, affordable and interest free.

To learn more about purchase limits, payments, our return policy and other important details about the program, go to your shopping website and click on Customer Service or see your installment agreement generated during the checkout process. PayCheck Direct® is operated by Bluestem Enterprises, Inc.

 See details on your installment agreement generated during the checkout process.


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