The Secret to Renovating Your Kitchen with a VA Loan


The kitchen is the hub of your home, you want to make sure that it is a place where you can cook easily, people can gather, and you can entertain. Kitchens really are the beating heart of any house, but what can you do if you need to renovate your kitchen and thinking about remodeling kitchen cost but don’t have access to the cash? Here we have the secrets to renovating your kitchen with a VA loan!

What Is A VA Loan?

A VA loan is one that is backed by the Federal reserve and means that millions of active servicemen, service women and veterans can access a loan, with no down payment for property. The VA loan can only be used to purchase a home, but what about if you want to renovate your new property. Do you look to banks to help you with your dream kitchen or would you rather go to a trusted source for the loan?

You can apply for a secondary loan! This loan can help you fulfill your dreams of granite worktops and matching cupboards.

How a VA Renovation Loan Can Help You

If you’ve bought your property using a VA loan and you want to start remodeling to turn your house into a home, what can you do? Well, you can get a second VA Loan, also referred to as the VA renovation loan.  You can get up to $35,000 toward your renovation, why $35,000 you ask? Because that works out at 25% of the total, original VA loan that veterans are entitled to.

What If You Don’t Want Another Loan?

Well, there is another option available to you, if you don’t want to take out a secondary loan, you can always look to ‘cash out’. This is a flexible refinance options available to veterans and you can use the cash to remodel your kitchen! You don’t need to prove you are reducing your mortgage and the entire process is quick and easy. You can cash out what equity you have and put it to good use! The more equity you have, the more you can take out of your property. You also don’t have to take out the full amount, if you have $45,000 but know that your refurbishment will only cost $20,000, that is all you need cash out!

Why Do You Want To Renovate Your Kitchen?

Even if you’re not totally sure that you want to renovate your kitchen, it is something that may be worth looking in to. As you can get finance through using the VA and different methods, it may be worth doing it. By reinvesting your loan or cash out equity into a full-scale kitchen remodel, can increase the value of your home. Even if you chose to do smaller adjustments, it will still make an impact if you ever go to sell!

Why A VA Refurbishment Loan Or Cash Out Equity Plan Is Right For You

VA’s are for service personnel, current and past and they make sure you get everything required. You have flexible choices that make getting your dream kitchen far easier than going through banks or similar lenders. The secrets to using VA to renovate your kitchen can be to apply for an additional loan against your mortgage or cash out the positive equity that you have stored against your property. Either option can provide you with around $35,000 to get the kitchen that you have always dreamed of. The kitchen is the heart of the home and by utilizing the options given to you by VA’s it can be perfect for you and your family.

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