Whether it is a client or an employee, an accident in the workplace can be a scary prospect. It can ruin your professional reputation if the aftermath is handled poorly, so you should ensure that you are able to approach such an accident in the best possible manner. Here are some things you as a business owner should know about accidents in the workplace.
Know What Common Injuries are
If you are well aware of what the most common injuries in the workplace are, you are in a better position to safeguard against them. It is almost never something big; usually, a workplace injury is a slip, trip, or muscle strain from lifting a heavy object. All of these things can be avoided with a little foresight and the introduction of certain health and safety policies into your work protocols.
Make sure every employee knows how to approach the scenarios which lead to common injuries. If everyone knows how to deal with them, they will be in a better position to keep themselves safe whilst trying to complete their day-to-day tasks.
Prevention is Key
One of the most important ways you can approach the issue of an accident in the workplace is to be as proactive as possible in ensuring that one cannot happen in the first place. Make sure there are no trailing wires, fix rips and tears in the carpet or floor, and make sure that employees know how to clean and tidy up after themselves correctly.
You should also ensure that all employees are adequately dressed at all times. Make sure that they have no trailing clothing which can get caught in anything. If you have a warehouse environment or somewhere else where there is the potential for something to be dropped on the foot, enforce sensible footwear. You may also want to consider introducing protective clothing depending on the industry in which you work.
Insurance Can Help
If your business is unfortunately caught up in an accident claim, you should have bought an insurance policy to help you out in exactly this scenario. Ensure that your business’s general liability insurance is kept up to date at all times, as the policy is structured to help you ward off against claims like this and keep yourself afloat.
Not only will an accident claim damage your reputation, but it could also bankrupt you depending on the severity of the injury caused. You might also be ordered to pay the other party’s legal fees in addition to any compensation. Insurance helps you to afford these costs without putting your business at risk.
Accidents in the workplace should always be taken seriously. Make sure your business is adequately prepared to deal with them now. You can never be too prepared when it comes to dealing with issues of safety. Take a look at your current health and safety protocols and see how they can best be improved today. It might just mean the difference between a lawsuit and an accident avoided.