All American citizens have a very high level of respect for veterans and their sincere efforts to protect the country. Once they come back to resume civilian life, it is important that they are appreciated in every possible way. Many insurance service providers play their part by offering excellent discounts to the veterans. In fact, there are insurance policies that are created exclusively for former service men and women.
Veterans can enjoy the benefits of these insurance policies for home, life, as well as auto insurance. However, unfortunately, it has been observed that veterans are extremely likely to be involved in motorcycle injury cases immediately after their return from the battlefield. The good news is that there are numerous insurance carriers known to provide better rates to motorcyclists that have served in the American armed forces.
Mentioned below are some of the most important motorcycle insurance benefits for the veteran:
Physical Motorcycle Damage Protection:
Motorcycle collision policies cover the motorcycles for all types of physical damage caused by another driver or the motorcycle owner. By purchasing comprehensive coverage, the policyholders can add coverage for all types of physical damages other than those caused by fires, vandalism, or theft. Since protecting the bike physically is one of the primary objectives of motorcycle insurance, it is highly recommended to purchase proper coverage if you are planning to purchase an expensive motorcycle.
Bodily Liability Claims Coverage:
The next important aspect of motorcycle insurance is the inclusion of coverage for bodily injury liability. These policies can keep the veterans well protected against lost wages or medical expenses for himself or other drivers. Some of the policies also cover other persons traveling on the motorcycle of the insured person. While purchasing their motorcycle insurance, veterans should opt for a policy that covers any physical injury from an accident.
Additional Savings for Experienced Riders:
Some of the companies have veteran insurance policies offering additional discount to veterans with a clean motorcycle riding record. Individuals that have completed a defensive driving course may also qualify for lower rates or premiums with certain insurance companies. While purchasing insurance policies, veterans should take advantage of their experience to receive additional savings.
Roadside Assistance for Bikers:
Apart from adequate insurance coverage, veterans should also seek roadside assistance coverage from the insurance provider. We all understand the risk factors associated with traveling on a motorcycle. Even if there is no accident, a rider can get stuck in a desolate place with a flat tire or dead battery. Access to around the clock assistance can be a lifesaver in these situations.
Other Membership Benefits:
There are many additional benefits that can be enjoyed by the veterans by purchasing an insurance policy designed exclusively for them. As an example, some insurance companies are known to include protection from identity theft. Keeping personal information safe, and out of the reach of intruders is certainly a great feeling. Such additional benefits, however, are available only with veterans-only motorcycle insurance policies.
While choosing the coverage type for your policy, opt for one with comprehensive as well as collision coverage. In the event of an accident, these policies provide physical damage protection for your motorcycle as well as the other involved vehicle.
In summary, veterans with an established record of safe driving may receive benefits such as lower rates, identity theft protection, roadside assistance, and others.