Do you want to enjoy a year-long Mediterranean vacation? How about endless visits to cathedrals and ancient monoliths?

Well, pack your bags and get your pocketbook ready because the paradisiac island of Malta is offering citizenship for a song and US citizens can’t get enough of this fantastic opportunity. Read on to find out why.

Why Malta?

Part of Malta’s appeal is the fact that it offers a great quality of life thanks to its idyllic climate and beautiful landscape.

Malta also has one of the best healthcare systems in Europe and a stable economy that was one of the few to survive the 2008 crash. This is in addition to having a real estate sector which is regarded as one of the fastest-growing in the world.

Of course, Malta offers superb diving with some of the world’s most fascinating underwater attractions from gorgeous reefs with multicolored fish to historic shipwrecks that tell stories of pirates, conquest, and discovery.

The Maltese lifestyle

Malta is a multi-faceted destination with diverse locations that cater to all types of visitors. But, as a citizen, you get to enjoy all aspects of this island at any time of the year. This includes the trendy capital Valletta with ancient architecture, shopping malls, and gastronomic delights.

Sliema is another popular destination in Malta where you’ll find stunning seaside resorts. This bustling metropolis boasts modern architecture and excellent real estate investment opportunities.

But, if you want to enjoy the peaceful natural side of Malta then you should consider the countryside of Gozo. This is Malta’s sister island which boasts a rugged landscape with some of the most stunning vistas you’ll ever see. If you’re a retiree or someone that wants to enjoy the silence and a peaceful atmosphere then tranquil Gozo is where you should purchase a property from.

The best part is that Gozo’s capital city of Victoria is a center of trade and commerce. It’s where you’ll find some of the country’s best healthcare facilities, restaurants, and world-class shopping centers.


Another benefit of living in Malta is that it’s super affordable. Most retirees can thrive on $2, 600 per month, while a two-bedroom seafront apartment will set you back about $1, 100 per month on average.

The island itself is so small that it doesn’t take that long to get from one point to another. The government offers accessible public transportation that eliminates the need to purchase a car or car insurance, further decreasing your monthly expenses.

Recreation and entertainment

Due to the Malta Residency by Investment program, there’s a growing ex-pat community in the country and the locals are well-known for their welcoming and friendly demeanor, so you’ll feel right at home.

There are also plenty of clubs to choose from including running clubs, book clubs, the Ramblers Club and more to keep you entertained.

Unrestricted travel

If you ever feel tired of the beauty and splendor of the Maltese islands, your citizenship grants you access to the rest of Europe with countries like Rome, Athens, Geneva, Paris, and Sicily being an hour away. Plus, flights are usually cost around $60 a pop which is a steal.

Buying citizenship in Malta

Malta’s citizenship by investment program is an opportunity to acquire second citizenship in a socially, economically and politically stable country. A European passport means that you have the right to live, work and get healthcare access among other benefits that you can pass on to your children.

Buying citizenship in Malta is pretty straightforward. The biggest investment you’ll make during the application process is an investment of 650, 000 euros. This is your contribution in the country and his money is used to purchase government bonds and make a contribution to the country’s development agency.

It’s worth noting that the amount will increase with every dependent you add to the application and you’ll need to buy or rent a house on one of the islands of Malta during the 12-month application process.

This is to show your ties to the country because Malta is the only citizenship by investment program whose country is part of the borderless Schengen area. So they have to show that whoever has citizenship has genuine links to Malta.

In addition to your donation and the real estate you purchase, you must also invest in bonds to the tune of 150, 00 euros over the course of 5 years.

How to purchase Maltese property

Buying property in Malta is typically set up in two stages. The first stage is the promise of sale agreement where the two parties would meet to agree on the most important considerations.

A promise of sale agreement is typically filed by a notary or before a lawyer. It is fundamental that all the owners of the property being sold are present in person or by proxy.

Some of the most important considerations to include in the promise of sale include the price, the condition of the property being sold, and the duration of the promise of sale. If bank financing is required, then that would be included in as well as any required planning permits that the buyer would need. The promise of sale is meant to ensure that all the terms and conditions of the sale are going to be adhered to before the actual contract is published.

During this time, the notary will perform due diligence on the title to find out if there are any arrears that need to be paid. One also has to look out for defects and make sure the property being sold is built according to approved plans.

If everything is in order the sale will go through and the parties will appear before a notary who will publish the contract in order to finalize the transfer of property. The final deed has to reflect all the terms and conditions that would have been indicated in the original promise of sale.


With all this to offer, it’s no wonder that US citizens are scrambling for a piece of Malta. It’s a great place to retire and Maltese real estate offers a unique investment opportunity and access to a great quality of life.

Source:  We Buy Houses Flagstaff

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